UPDATE: The lending company out of The usa Home loan Modification Group Step Suit is actually overlooked for the . Top class Tips usually let our very own audiences determine if yet another case try submitted.
109 thoughts on Lender out of The united states Group Step: Mortgage Changes Incorrectly Declined
Excite call me about it. I missing my personal family during the property foreclosure within the 2011 otherwise 2012 variety. We experienced the loan modification techniques for decades and so they told me to avoid and also make money at the one point though I became only a couple weeks behind following I ended upwards losing my household. We never got any notice from the any group action facing Lender from The usa but I understand it was wrongful and so they are property foreclosure and i shed in excess of $250,000.
And also the escrow harmony leftover increasing with property inspection costs and you will later costs and pressed lender place insurance rates!
In which would I find out a long list of one effective laws suits to possess Lender away from The usa to own foreclosures malpractices? My domestic try placed in foreclosure and brief purchases inside the 2015 and you may pushed me to enter so you’re able to Bankruptcy proceeding to make sure they’re away from using the home. The brand new paradox from it is that I happened to be working in the newest early in the day because of the BOA and you can worked on new HAMP system.
We had been foreclosed on the twice this current year by BoA. Both have been rescinded. But BoA added erroneous Foreclosure charge and assets examination charge to help you the escrow membership. And we got a go period package, produced the repayments plus more however, BoA applied all of our commission so you’re able to the escrow membership and you can said we were over 12 months early in the day due and you can don’t be eligible for that loan modification. I submitted RMA software and docs more cuatro dozens minutes off 2010 to help you 2017! The app is actually shed or is actually missing a page, or even the notary don’t create something on the right line, or the credit history try too low merely derogatory matter towards our very own borrowing from the bank have been both rescinded foreclosures! We had more twenty six membership executives in eight decades! They cancelled our house citizens insurance three times! It terminated all of our Homestead! They lied to your documents published to the fresh condition taxation assessor’s office! In https://paydayloanalabama.com/pinckard/ 2017 it moved upkeep your financing. New servicer plays a similar video game you to definitely BoA starred. They foreclosed . Our very own attorney got an effective TRO and you may recorded inside the government legal. Instance are dismissed within the . Foreclosure wasn’t rescinded, zero take to of the lawyer! Assist! Our company is still-living home based, however, fear eviction can happen in the near future!
BOA try a genuine piece of work to say the least. Conclusion..they foreclosed into us, just like the others said. They remaining saying, they failed to get our very own papers, that people kept overnighting by FedX (seven moments) Each time was something different. A webpage is actually destroyed, It wouldn’t realize among the many duplicates, it wasn’t finalized, etc. Then your last denial is that our documents wasn’t filed when you look at the day! Sleeping bunch of theives!
They are the greatest Lying SCUMBAGS !! Performed exactly the same thing so you’re able to united states repeatedly attempted attacking them during the legal for a long time but towards the bottom i unfortuitously destroyed Our house! If only the finest out of chance! These represent the Devil!
Lender out-of America called me and you will suggested performing a modification. I’d regarded as taking out an excellent 401k financing and getting trapped but once they ideal doing an amendment one to sounded better to me personally. It said they will post a modification package regarding mail and i also wanted to send copies of all latest monthly obligations, and you can evidence of earnings. Answer the questions towards means, and you can facsimile what you returning to the new modification service. Some other day I’d score telecommunications phone calls stating it didn’t located money guidance, otherwise most recent expense or something like that has been missing with the means. The mortgage payment first started 2 months at the rear of and that i submitted our very own commission. Week after We noticed that you to definitely commission matter are into our bank account.