The user Loan TB and Domestic Security Financing TB differ in two important parameters, namely maturity and you will interest rate:

Ought i extremely make use of the money from a home Guarantee Mortgage TB having anything?

The whole level of a home Collateral Loan TB was an effective mortgage for the objective, which means there are no standards so you can file any mission while the money from the home Guarantee Financing TB could be used at click this over here now your best discretion. The only exception was a situation if you are using the house security loan to repay most other funds in such a case you should pay-off those individuals fund and people left the main mortgage can be used for purpose.

What is the difference in an individual loan TB while the Family equity mortgage TB ?

The user Mortgage TB that loan with an intention rate regarding 5.9 % p. a good. and you can maturity period max. 8 many years,

Our home Guarantee Mortgage TB a loan with an intention rates from dos.59 % p. good. having 1 year fixation and maturity 20 years.

Is it possible to pay your house Collateral Mortgage TB early?

Sure, our home Collateral Financing TB can be paid down very early, even instead of a charge, on the date of your own stop of the fixed-attention months. A consumer also can render an amazing put one per year doing the newest 20 % of the financing dominant without any charges. And additionally these two possibilities, the expenses of early installment ought not to surpass step 1 % of the very early reduced matter to your property financing.

What criteria manage I have to see easily need to get a house Collateral Financing TB ?

• minimal age 18 age,
• records regarding newest net monthly money off five hundred EUR or more,
• mortgage around as much 80 % of your sworn possessions,
• maximum cost ages of twenty years,
• an option to use an element of the loan to invest charge (loan commission and you will making sure professional comparison of apartment because of Tatra banka),
• pledging of your casing assets while the coverage.

Can there be one insurance rates available if i in the morning incapable of repay the house Guarantee Mortgage TB ?

Sure, there can be. In the cooperation towards the UNIQA insurance carrier you might plan the newest following the through cellphone service Dialog Alive or perhaps in Tatra banka department:

• insurance rates of your ability to repay a loan, which will give you certainty in case of unanticipated incidents one to tend to stop you from continued to settle the borrowed funds,
• assets insurance that one may arrange according to your needs.

Exactly what are the repaired interest solutions of the property Guarantee Financing TB ?

A choice of a predetermined interest rate can be obtained for 1, dos, step three, 5, eight and you may 10 years or the whole financing repayment period.

At the very least a couple months before the end of your own fixed attract price several months we are going to contact your in writing and you will let you be aware of the the brand new interest rate as well as the new fixed rate of interest period. You could potentially choose, whether your:

• accept the fresh new interest while the repaired-rates months,
• undertake the offer to extend or reduce the newest repaired-speed period together with associated interest rate.

Why does the fresh new consultation in the Tatra banka go-ahead whenever attracting the brand new loan? What the results are during the basic conference?

Visit is the first step to find the financing. Plan a date for your meeting via Dialog Alive *1100. Our very own home loan lenders try borrowing from the bank professionals. You will learn about the over give away from financing facts within the initial appointment after which it could be for you to decide to combine the credit for your new house, car loan, cottage otherwise assets refurbishment.